Salary, customs, exchange rates. Nigerian money questions usually have a sweet official answer and a different real one. SabiCalc shows you both, with the math in the open.
Your real monthly salary under Nigeria's new tax law, with rent relief, pension and a side-by-side against the old bands.
Every charge customs adds to a Tokunbo: duty, NAC levy, surcharge, ETLS, FOB levy and VAT, down to the full landed cost.
Official rate and parallel rate side by side, both directions, for USD, GBP, EUR and CAD. See what the spread costs you.
True yield from the quoted stop rate, the new 10% WHT, and what the same money earns in a bank fixed deposit.
Monthly repayment, total interest in naira, and the true annual rate hiding behind a flat 'per month' quote.
Build your appliance list, get the inverter kVA, battery bank and panel count you actually need, plus the payback vs your gen.
Turn naira into prepaid meter units at your Band A to E tariff, both directions, with VAT and how long a token lasts.
What your money from any year is worth today, the cumulative inflation, and how much value the naira has quietly lost.
Add 7.5% VAT to a price or pull the VAT out of a total, with the 2026 zero-rating rules explained.
The exact WHT to deduct from rent, fees, contracts and goods, for companies and individuals, full rate table included.
Built for Nigeria. Every calculator runs in your browser, free, no sign-up. Figures are estimates, not professional advice.