Prepaid electricity is simpler than the bill makes it look. When you buy a token, the vending system takes the naira you paid and divides it by your tariff, the price of one kilowatt-hour (kWh) of energy, to decide how many units to load onto your meter. So units equal amount divided by tariff, and the only number that really matters is the tariff your band is charged. This calculator runs that division both ways: tell it the naira and it shows the units, or tell it the units you want and it shows the naira to pay.
Nigeria groups customers into service bands A to E by how many hours of supply a feeder delivers. Band A, at roughly 20 or more hours a day, pays the full cost-reflective rate, currently around ₦209.5 per kWh in most distribution companies. The lower bands are still partly subsidised, so the same top-up buys far more units there. The band chips load a representative default tariff, but the field is editable: type the exact rate from your own bill or vending receipt for a number that matches your meter, because rates differ by DISCO and move at every NERC review.
Two extras make the figure honest. The VAT toggle models vendors that deduct 7.5% before converting to units; most residential supply is exempt, so it is off by default. And if you enter your daily consumption in kWh, the result shows roughly how many days a token lasts, which is the question most people actually have when units run down faster than expected. Heavy loads like air conditioners, electric irons, kettles and water heaters are what drain a Band A meter quickest. Estimates only; your final units depend on your DISCO tariff, VAT treatment and any debt recovery on the meter.
A worked example at the current Band A tariff of ₦209.5/kWh (as of 2026-06-27): a ₦20,000 token buys about 95.5 units. A household using 8 kWh a day burns through that in roughly 11 days, which is why a Band A meter feels expensive even when the supply is good. Enter your own token amount and band above; every figure recalculates at your DISCO's rate.
Method: Units (kWh) = amount paid ÷ band tariff (₦/kWh); reverse multiplies units by tariff. VAT option deducts or adds 7.5%. Days of supply = units ÷ daily kWh. Band tariffs are editable defaults that vary by DISCO and change at NERC reviews. Meter debt recovery is not modelled. Estimates only.